Terms of use

Acceptance of the Terms of Use

The website, hereinafter referred to as “the Site,” is provided to you by First American News (firstamnews.com). Your access to and use of the Site are contingent upon your acceptance of the stipulations outlined herein. These stipulations, collectively known as the “Terms of Use,” constitute an agreement between you and First American News (firstamnews.com) that govern your interaction with the Site, encompassing all available content, data, features, and functionalities. We strongly encourage you to carefully read and understand the Terms of Use before engaging with the Site.

By utilizing the Site, you affirm the following:

  • A.You have read and comprehended these Terms of Use.
  • B. You are 18 years of age or older.
  • C. You acknowledge these Terms of Use as a legally binding contract between you and us.
  • D. You confirm that you have not been previously suspended or removed from the Site. If you do not agree with these Terms, please refrain from using the Site.

Changes to the Terms of Use

We reserve the right to periodically review and amend these Terms of Use at our sole discretion. Such modifications will take immediate effect upon posting and will apply to all subsequent access and use of the Site. By continuing to use the Site after the revised Terms of Use have been posted, you signify your acceptance of and agreement with these changes. Additionally, you waive any entitlement to receive specific notifications of such alterations. As a user of the Site, it is your responsibility to regularly review these Terms of Use.

The Site and Its Content

We retain the privilege to access and utilize the Site, as well as any content and data therein, to the extent necessary for the operation and accessibility of the Site to you and other users, for the protection of the Site, and for the evaluation and enhancement of the Site’s functionality. In relation to any content or information you input into the Site, where applicable, we acknowledge that we do not claim ownership of such content or information. We have no right to access such content or information, except as explained in this document, and we are prohibited from disclosing any content or information you provide on the Site to third parties, except as outlined in our Privacy Notice, or as may be required to comply with government subpoenas, other legally mandated government requests, or court orders.

The design, layout, features, and access permissions of the Site will be determined or indicated at our sole discretion. We also maintain the exclusive authority to modify, update, and alter the Site. We are not responsible if, for any reason, the entire Site or any part of it, including its content, becomes unavailable at any time or during any period. Periodically, we may restrict access to specific sections of the Site or the Site as a whole, at our sole discretion. First American News (firstamnews.com) reserves the right to terminate your access to the Site, or any part thereof, for any reason, with or without prior notice.

Site Access and Account Security

You acknowledge that your account is intended solely for your personal use, and you agree not to grant access to the Site or any of its components to any other person using your username, password, or other security credentials. You undertake to promptly notify us of any unauthorized access or use of your username or password, or any other security breach. Additionally, you agree to ensure that you log out of your account at the end of each session. Exercise caution when accessing your account from a public or shared computer to prevent others from viewing or recording your password or other personal data. The subscription you are acquiring may be shared among our company personnel. By proceeding with this purchase, you pledge to protect and refrain from modifying any aspect of the provided credentials. In case you encounter any access issues, you consent to contact us at the provided phone number below, and you accept a maximum response time of 48 hours.

We retain the right to deactivate any username, password, or other identifiers at our sole discretion, at any time, and for any reason, even if we believe, in our judgment, that you have violated any provision of these Terms of Use.

Third-Party Services

The Site includes links to websites operated by third parties (referred to as “Third-Party Sites”). These Third-Party Sites may include:

Before using Third-Party Sites or disclosing any personal information on them, you should review the respective terms of use and privacy policies. When you access third-party resources on the Internet, you do so at your own risk. These Third-Party Sites are beyond our control, and you acknowledge that we bear no responsibility for their content, functionality, accuracy, legality, suitability, or any other aspect. Inclusion of a link to such a site does not imply our endorsement or affiliation with its operators. Additionally, you acknowledge and consent that we shall not be held liable, directly or indirectly, for any damages or losses alleged to be caused by or connected with the use or reliance on any such content, goods, or services available on or through such Third-Party Sites.

User Responsibilities

You commit to complying with all applicable local, state, national, and international laws and regulations in connection with your use of the Site. By accessing or using the Site, you affirm that you are at least eighteen (18) years of age (or the legal age of majority, whichever is higher). You also understand and accept that your use of the Internet and the Site is undertaken at your own risk.

Intellectual Property Rights

The Site, including its features and functionalities (comprising, but not limited to, all software, displays, capabilities, and the design, selection, and arrangement thereof), is the property of First American News (firstamnews.com), its licensors, or other providers of such features and functionalities. It is protected by copyrights, trademarks, patents, trade secrets, and other intellectual property or proprietary rights laws, both in the United States and internationally.

Any modification of the features and functionalities or the unauthorized provision of access to any part of the Site in violation of these Terms of Use will result in the immediate termination of your right to use the Site. No rights, titles, or interests in or to the Site are transferred to you, and First American News (firstamnews.com) reserves all rights not expressly granted. Any use of the Site that is not explicitly permitted by these Terms of Use constitutes a breach of these Terms of Use and may infringe upon copyright, trademark, and other legal regulations.

Trademark Usage

The name “First American News” (firstamnews.com), its associated logo, and all related titles, logos, product and service names, designs, and slogans are proprietary trademarks held by First American News (firstamnews.com), its affiliated entities, or licensors, and may be officially registered in the United States or other jurisdictions. You must acquire prior written consent from First American News (firstamnews.com) before making use of any of these trademarked elements.

Copyright Concerns

First American News (firstamnews.com) adheres to the Digital Millennium Copyright Act (“DMCA”) and will react to valid reports of alleged copyright violations. If you believe that your copyrighted work has been utilized in a manner that constitutes copyright infringement, you can submit a DMCA compliance report by supplying the following details in written form to our designated DMCA Agent:

  1. A physical or electronic signature from a person authorized to act on behalf of the copyright owner.
  2. Identification of the copyrighted work claimed to have been infringed.
  3. Identification of the material alleged to be infringing or the subject of infringing activity, along with details to locate the material.
  4. Your contact information, which should include your address, phone number, and email.
  5. A statement affirming that you hold a genuine belief that the use of the material is not authorized by the copyright owner, its representative, or the law.
  6. A statement confirming the accuracy of the information provided in your report and, under the penalty of perjury, your authorization to act on behalf of the copyright owner.

Please transmit reports of copyright infringement via email to info@firstamnews.com.

In the event that First American News (firstamnews.com) removes or restricts access to content in response to a copyright complaint, we will make reasonable attempts to contact the alleged infringing party. We will provide information about the removal or restriction, including a copy of the complaint. If the accused infringing party believes that their content was taken down in error, they may submit a counter-notification in accordance with the DMCA to request the reinstatement of the removed content.

First American News (firstamnews.com) has a policy of terminating the accounts of repeat offenders. If we receive multiple valid copyright complaints related to a specific user, we may curtail or terminate the user’s access to the website or implement other measures to prevent their content from being displayed on the site.

Prohibited Usage

Your use of the Website must adhere to lawful practices and be in accordance with these Terms of Use. You agree not to employ the Website:

  1. In any manner that contravenes relevant federal, state, local, or international laws or regulations, which encompass laws concerning data export and the safeguarding of personal data.
  2. To assume the identity of another user or entity, including the utilization of email addresses associated with third parties.
  3. To contact the offices or sales representatives of First American News (firstamnews.com) for purposes unrelated to acquiring assistance with purchases, such as promoting products or services.
  4. To violate the rights of others or engage in activities that breach their privacy.
  5. To erase or modify any copyright or intellectual property notifications on the Website. To upload invalid data, worms, viruses, or other software agents onto the Website.
  6. To employ software that intercepts, “extracts,” or collects data from the Website.
  7. To utilize information provided by the Company through the Website to make lending decisions.
  8. To enter or use the Website with the intent of developing competing products or services. To gain access to password-protected, secure, or non-public sections of the Website.
  9. To establish links from any website or web page to any page within the Website without obtaining written permission, and to expeditiously remove any links at the written request of First American News (firstamnews.com).
  10. To partake in any behavior that impedes or hampers the use or enjoyment of the Website by any individual or that could jeopardize the interests of First American News (firstamnews.com) or Website users and potentially subject them to legal consequences.

Additionally, you undertake not to:

  1. Circumvent any restrictions on accessing or using the Site.
  2. Partake in actions that could be detrimental to yourself, the Site, or other users.
  3. Breach the rights of others. Engage in actions that intrude upon the privacy of individuals.
  4. Offer support or aid to others in contravening these regulations.
  5. Endeavor to disrupt the appropriate operation of the Site.
  6. Divulge, vend, convey, or distribute any part of your account subscription to any individual without our awareness and consent.

Disclaimer of Warranties

Your utilization of the Site and its content carries inherent risks. The Site is furnished “as is” and “as available,” devoid of any form of warranty, whether express or implied. Neither First American News (firstamnews.com) nor any affiliated individual makes any assurances or declarations regarding the completeness, security, dependability, quality, precision, or accessibility of the Site. Without limiting the foregoing, neither First American News (firstamnews.com) nor anyone linked to First American News (firstamnews.com) warrants that the Site will run without interruption or meet your precise stipulations and prerequisites. To the broadest extent sanctioned by law, First American News (firstamnews.com) hereby renounces all warranties, encompassing but not confined to merchantability and non-infringement. First American News also disavows any accountability for the content, materials, precision of information, and/or quality of information presented or accessible through the Site.

The above does not affect any warranties that cannot be excluded or restricted under applicable law.

Limitation of Liability

To the greatest extent permissible by law, under any legal theory, First American News (firstamnews.com), its shareholders, directors, affiliates, officers, agents and employees, licensors, service providers, and all third parties supplying content of any sort, shall not be held responsible for any damages arising from or related to your use of the Site, any linked applications, the content on the Site, or such other applications. These damages encompass direct, incidental, consequential, or punitive damages, such as personal injury, anguish, emotional distress, income loss, profit loss, business loss, or expected savings loss, as well as loss of use, loss of goodwill, or loss of data, whether stemming from tort (including negligence), contract breach, or any other cause, even if foreseeable.

The foregoing does not impact any liability that cannot be excluded or limited under applicable law.


You hereby commit to indemnify and shield First American News (firstamnews.com), along with its shareholders, directors, affiliates, officers, agents, and employees, licensors, service providers, and all third parties that supply content, information, or services to the Site, against any and all claims, legal actions, proceedings, responsibilities, losses, damages, expenses of any kind, including reasonable legal fees and expenses, court expenditures, or arbitration costs. These claims, actions, or proceedings may arise from or relate to your contravention of these Terms of Use or your utilization of the Site, which includes but is not restricted to your submissions of content or information to the Site or any utilization of the Site’s content beyond what is explicitly authorized in these Terms of Use.

Waiver and Severability

Any waiver by First American News of any stipulation or condition stipulated in these Terms of Use will not be considered a further or ongoing waiver of that stipulation or condition, or a waiver of any other stipulation or condition. Furthermore, the omission by First American News to enforce a right or provision under these Terms of Use shall not be construed as a waiver of said right or provision.

Should any provision within the Terms of Use be regarded as invalid, unlawful, or unenforceable by a court or any other tribunal with suitable jurisdiction, that provision will be either removed or modified to the least extent necessary to permit the remaining provisions within the Terms of Use to retain their full force and effect.

Applicable Law

All issues relating to the Site and these Terms of Use, including any dispute or claim that may arise from or be connected with them (including disputes or claims of a non-contractual nature), shall be governed by and construed in accordance with the internal laws of the State of Colorado, without taking into consideration any principles or legal rules that might lead to the application of the laws of another state.

Arbitration and Exclusion of Class Arbitration

Any dispute, controversy, or claim that arises from, is associated with, or pertains to these Terms of Use, including matters involving their breach, termination, or validity, will be conclusively settled through arbitration under the Commercial Arbitration Rules of the American Arbitration Association. The arbitration panel will consist of a single arbitrator. This arbitrator will have the authority to decide on challenges to their own jurisdiction or the validity and enforceability of any part of the arbitration agreement.

The parties mutually agree to engage in arbitration on an individual basis, and this agreement does not allow for class arbitration or any claims filed as a plaintiff or a member of a class in any class or representative arbitration proceeding. The arbitration tribunal may not consolidate claims from more than one individual, nor can it oversee any form of representative or collective action. Despite the tribunal’s ability to rule on its own jurisdiction and the validity or enforceability of the arbitration agreement, it lacks the authority to conduct arbitration on a class-wide or representative basis.

If the prohibition against class arbitration is determined to be invalid or unenforceable, the remaining segments of the arbitration agreement will remain in force.

User Input

In the event that you provide input or recommendations regarding the Site, which includes feedback concerning First American News (firstamnews.com) (collectively, the “Input”), you hereby grant us an unrestricted, enduring, irreversible, non-exclusive, fully compensated, and royalty-free privilege to utilize the Input for any purpose and in any manner that we, in our sole discretion, consider suitable.

Complete Agreement

These Terms of Use constitute the comprehensive and exclusive agreement between you and First American News, along with its successors or assignees, regarding the Site, and they replace all previous and concurrent agreements, understandings, representations, and warranties, whether documented or verbal, concerning the Site.

Contact Information

First American News
8601 Six Forks
Raleigh, NC 27615
Phone: (720) 734-3200 U.S.

Regular Business Hours:

Mon-Fri: 8:00am-6:00pm
Sat. 8:00am-12:00pm EST
Email: info@firstamnews.com